Simplify: Use Cash

One of the biggest ways we have simplified our Christmas season is to set a budget within our means for our kids’ Christmas gifts. My husband and I have a mutual understanding that stuff does not buy happiness, but that too much stuff often brings about entitlement and discontentment. If we cannot pay cash for their gifts, they do not need what we want to buy.

One of the greatest gifts we can give our children is a sense of security.

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